Travel insurance guide
A quick checklist of coverage items to confirm before you depart.
Essential coverage
- Overseas medical and emergency transport
- Trip delay and cancellation protection
- Baggage loss, theft, and damage coverage
- Personal liability and legal assistance
Delay & disruption tips
- Check minimum delay hours before benefits apply.
- Keep receipts for meals, taxis, and lodging.
- Save airline delay certificates for claims.
Medical claims
Call the insurer hotline before treatment to confirm partner hospitals.
Baggage issues
Report lost items at the airport immediately and keep the claim receipt.
Travel alerts
Confirm coverage for strikes, natural disasters, and pandemics.
Quick checklist before purchase
- Confirm policy dates match your travel schedule.
- Check maximum coverage limits for medical costs.
- Store policy and emergency contacts on your phone.